ये एसबीआई, आईसीआईसीआई बैंक, एचडीएफसी बैंक, बैंक ऑफ बड़ौदा, बैंक ऑफ इंडिया के फिक्स्ड डिपॉजिट (एफडी) ब्याज दरें हैं
फिक्स्ड डिपॉजिट (एफडी) बचत साधन का एक रूप है जिसमें ग्राहकों को रिटर्न की आश्वासित दर के लिए कुछ समय के लिए अपने पैसे जमा करते हैं। विभिन्न बैंकों के अलग-अलग अवधि और ब्याज दर के फिक्स्ड डिपॉजिट खाते हैं उदाहरण के लिए, देश के सबसे बड़े ऋणदाता के साथ पांच साल की सावधि जमा, स्टेट बैंक ऑफ इंडिया (एसबीआई) आपको 6 फीसदी की ब्याज दर की गारंटी देता है। इसी अवधि में, निजी क्षेत्र के सबसे बड़े बैंक आईसीआईसीआई बैंक 6.5 प्रतिशत ब्याज दर प्रदान करता है; एचडीएफसी बैंक 5 वर्षों के लिए जमा की गई एक निश्चित जमा पर 6 प्रतिशत की ब्याज दर प्रदान करता है, जबकि बैंक ऑफ बड़ौदा और बैंक ऑफ इंडिया (बीओआई) इसी अवधि की फिक्स्ड डिपॉजिट पर अनुक्रमे 6.5 प्रतिशत और 6.25 प्रतिशत की पेशकश करते हैं।
एसबीआई, आईसीआईसीआई बैंक, एचडीएफसी बैंक, बैंक ऑफ बड़ौदा, वाईस बैंक की जमा ब्याज दरें नीचे दी गई हैं:
State Bank of India (SBI) Fixed Deposit (FD) Interest Rates:
Revision in interest rates On retail domestic term deposits (Below Rupees One Crore) w.e.f. 01.11.2017
Accordingly, the interest rates for retail domestic term deposits 'Below Rupees One Crore' have been revised. The revised interest rates are as under :
(All figures in % per annum)
ICICI Bank Fixed Deposit (FD) Interest Rates:
Interest rates on Domestic, NRO & NRE deposits(Less than ₹ 1 crore)
HDFC Bank Fixed Deposit (FD) Interest Rates:
Domestic / NRO / NRE term deposits
Bank of Baroda Fixed Deposit (FD) Interest Rates:
For Domestic & NRO Term Deposits [Per Annum] [Fresh & Renewal] [Callable] (ROI in %)
- Below Rs. One Crore
Bank of India (BoI) Fixed Deposit (FD) Interest Rates:
एसबीआई, आईसीआईसीआई बैंक, एचडीएफसी बैंक, बैंक ऑफ बड़ौदा, वाईस बैंक की जमा ब्याज दरें नीचे दी गई हैं:
State Bank of India (SBI) Fixed Deposit (FD) Interest Rates:
Revision in interest rates On retail domestic term deposits (Below Rupees One Crore) w.e.f. 01.11.2017
Accordingly, the interest rates for retail domestic term deposits 'Below Rupees One Crore' have been revised. The revised interest rates are as under :
(All figures in % per annum)
Tenors | Revised For Public w.e.f. 01.11.2017 | Revised for Senior Citizens w.e.f. 01.11.2017 |
7 days to 45 days |
5.25
|
5.75
|
46 days to 179 days |
6.25
|
6.75
|
180 days to 210 days |
6.25
|
6.75
|
211 days to less than 1 year |
6.25
|
6.75
|
1 year |
6.25
|
6.75
|
Above 1 year to 455 days |
6.25
|
6.75
|
456 days to less than 2 years |
6.25
|
6.75
|
2 years to less than 3 years |
6
|
6.5
|
3 years to less than 5 years |
6
|
6.5
|
5 years and up to 10 years |
6
|
6.5
|
Interest rates on Domestic, NRO & NRE deposits(Less than ₹ 1 crore)
Tenure Period
| Rate of Interest (% p.a.) w.e.f December 11, 2017 | |
General | Senior Citizen* | |
7 days to 14 days | 4 | 4.5 |
15 days to 29 days | 4.25 | 4.75 |
30 days to 45 days | 5.5 | 6 |
46 days to 60 days | 5.75 | 6.25 |
61 days to 90 days | 6 | 6.5 |
91 days to 120 days | 6 | 6.5 |
121 days to 184 days | 6 | 6.5 |
185 days to 289 days | 6.25 | 6.75 |
290 days to less than 1 year | 6.5 | 7 |
1 year to 389 days | 6.6 | 7.1 |
390 days to 2 years | 6.75 | 7.25 |
2 years 1 day upto 5 years | 6.5 | 7 |
5 years 1 day upto 10 years | 6.5 | 7 |
5 Years Tax saver FD(Max upto Rs. 1.50 lac) | 6.5 | 7 |
HDFC Bank Fixed Deposit (FD) Interest Rates:
Domestic / NRO / NRE term deposits
Period | < 1 Crore | |
Interest Rate | **Senior Citizen Rates | |
(per annum) | (per annum) | |
7 - 14 days | 3.50% | 4.00% |
15 - 29 days | 4.25% | 4.75% |
30 - 45 days | 5.50% | 6.00% |
46 - 60 days | 5.75% | 6.25% |
61 - 90 days | 5.75% | 6.25% |
91 days - 6 months | 5.75% | 6.25% |
6 mnths 1 day- 6 mnths 3 days | 6.00% | 6.50% |
6 mnths 4 days | 6.00% | 6.50% |
6 mnths 5 days- 9 mnths | 6.00% | 6.50% |
9 mnths 1 day- 9 mnths 3 days | 6.00% | 6.50% |
9 mnths 4 days | 6.00% | 6.50% |
9 months 5 days - 9 months 15 days | 6.00% | 6.50% |
9 months 16 days | 6.25% | 6.75% |
9 months 17 days < 1 Year | 6.25% | 6.75% |
1 Year | 6.75% | 7.25% |
1 year 1 day - 1 year 3 days | 6.75% | 7.25% |
1 year 4 days | 6.25% | 6.75% |
1 year 5 days - 1 Year 15 Days | 6.25% | 6.75% |
1 Year 16 days | 6.25% | 6.75% |
1 year 17 days - 2 Years | 6.25% | 6.75% |
2 years 1day - 2 Years 15 days | 6.00% | 6.50% |
2 Years 16 days | 6.00% | 6.50% |
2 years 17 days - 3 Years | 6.00% | 6.50% |
3 years 1day - 5 years | 6.00% | 6.50% |
5 Years 1 Day - 8 Years | 6.00% | 6.50% |
8 Years 1 Day - 10 Years | 6.00% | 6.50% |
Bank of Baroda Fixed Deposit (FD) Interest Rates:
For Domestic & NRO Term Deposits [Per Annum] [Fresh & Renewal] [Callable] (ROI in %)
- Below Rs. One Crore
Tenors | Below Rs. 1 Cr. (w.e.f. 01.01.18) |
7 days to 14 days | 4.25 |
15 days to 45 days | 4.75 |
46 days to 90 days | 5 |
91 days to 180 days | 5.5 |
181 days to 270 days | 6 |
271 days & above and less than 1 year | 6.25 |
1 year | 6.45 |
Above 1 year to 400 days | 6.55 |
Above 400 days and upto 2 Years | 6.5 |
Above 2 Years and upto 3 Years | 6.5 |
Above 3 Years and upto 5 Years | 6.5 |
Above 5 Years and upto 10 Years | 6.25 |
Bank of India (BoI) Fixed Deposit (FD) Interest Rates:
Maturity Buckets | Deposits less than Rs.1 Cr |
w.e.f. 10.01.18 | |
7 days to 14 days | 5.25* |
15 days to 30 days | 5.25 |
31 days to 45 days | 5.25 |
46 days to 90 days | 5.75 |
91 days to 120 days | 6 |
121 days to 179 days | 6 |
180 days to 269 days | 6.25 |
270 days to less than 1 year | 6.25 |
1 Year & above to less than 2 Yrs | 6.6 |
2 years & above to less than 3 years | 6.5 |
3 years & above to less than 5 years | 6.3 |
5 years & above to less than 8 years | 6.25 |
8 years & above to 10 years | 6.25 |
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